1 MYR = 1 MYRT · ON LAUNCH 100% RINGGIT CASH · 1:1 BACKED BUILT FOR PAYROLL · COMMERCE ↗ COMPLIANT BY DESIGN NETWORK · ETHEREUM SEGREGATED RESERVES COMPLIANCE-FIRST INFRASTRUCTURE RINGGIT-BACKED 1:1 SINCE DAY ONE 1 MYR = 1 MYRT · ON LAUNCH 100% RINGGIT CASH · 1:1 BACKED BUILT FOR PAYROLL · COMMERCE ↗ COMPLIANT BY DESIGN NETWORK · ETHEREUM SEGREGATED RESERVES COMPLIANCE-FIRST INFRASTRUCTURE RINGGIT-BACKED 1:1 SINCE DAY ONE

Regulatory compliance,
built into every layer.

MYRT integrates Know Your Customer (KYC), Know Your Transaction (KYT), and Know Your Address (KYA) protocols to meet Anti-Money-Laundering / Counter-Financing-of-Terrorism (AML/CFT) requirements and align with global regulatory standards.

How MYRT compliance works.

End-to-end compliance architecture. Every user, transaction, and address passes through six checkpoints before settling onchain.

01

User onboarding

KYC / KYB verification

02

Transaction screening

Real-time KYT monitoring

03

AI analysis

SR3 stack processing

04

Risk assessment

Wallet & entity scoring

05

Audit trail

Immutable records

06

Regulatory reporting

Compliant reports

Automated process Risk flagging Compliant output

Global compliant standards.

MYRT is designed to meet the operational expectations of regulated stablecoins: full reserves, segregated accounts, transparent attestations, and permissioned access.

Reserve requirements

  • 1:1 Ringgit cash backing at all times
  • 100% cash, no securities or commercial paper
  • Held in segregated accounts
  • Monthly independent attestations

Operational standards

  • Segregated accounts
  • Real-time reserve transparency
  • Reliable redemption mechanism
  • Immutable audit trails

Access controls

  • Permissioned network access
  • KYC verification required
  • KYB for enterprise issuers
  • Sanctions screening on every wallet
Full transparency framework

AML/CFT compliance framework.

Comprehensive anti-money laundering and counter-terrorism financing controls.

Know Your Customer (KYC)

  • Identity document verification (MyKad, Passport)
  • Liveness detection and biometric matching
  • Sanctions and PEP screening
  • Ongoing customer due diligence
  • Enhanced due diligence for high-risk profiles

Know Your Transaction (KYT)

  • Real-time transaction monitoring
  • Wallet address risk scoring
  • Cross-chain activity tracking
  • Suspicious activity detection and reporting
  • Automated threshold alerts

Where MYRT sits in the regulatory map.

Compliance is not just operations - it's positioning. MYRT is designed to fit cleanly into Malaysia's emerging digital-asset framework, and to stay outside investment regulation by construction.

Not this

Investment products

Tokens that promise yield, exposure, or capital appreciation - regulated as securities or capital-market products.

  • Yield-bearing stablecoins
  • Tokenised securities
  • Algorithmic / collateral-token designs
This is MYRT

Limited-purpose payment stablecoin

A 1:1 Ringgit-backed payment token. Built for spending, payroll, and merchant settlement - not for yield or speculation.

  • 1:1 cash reserves, segregated accounts
  • Permissioned access · KYC / KYB enforced
  • No yield, no investment promise
Not this either

Unregulated retail crypto

Permissionless tokens with no issuer, no reserve, and no compliance perimeter - sitting entirely outside Malaysian law.

  • Anonymous wallets, anonymous flows
  • No identifiable issuer or backing
  • No path to AML / sanctions controls
// Why this matters

By construction, MYRT does not pay yield, does not represent equity, and does not promise return. It is built as a 1:1 Ringgit-backed payment instrument with full reserves and segregated accounts - designed for spending and settlement, not investment.

Strict scope.
Controlled redemption.

Compliance is also about what MYRT does not do. The token operates inside a deliberately narrow lane, and redemption is gated to known parties.

Outside MYRT's scope

  • Swap MYRT for any non-MYR currency, token, or asset
  • Route value to USDT, USDC, or other stablecoins
  • Run currency-exchange or money-conversion services
  • Quote FX rates or hold customer balances for conversion
  • Offer FX hedging, FX trading, or multi-currency accounts
View full transparency framework →

How redemption works

  • 1 MYRT to 1 MYR, only through MYRT's redemption rail
  • Performed by a registered redeemer, never peer-to-peer
  • Settles into the Malaysian bank account on file via DuitNow
  • KYC-verified individual or KYB-verified merchant only
  • Daily redemption windows; no lockups, no haircuts

Statutory contributions,
handled by the partner.

For payroll flows, EPF/SOCSO/EIS contributions and LHDN reporting stay with the licensed HR or EOR partner running the batch. MYRT itself does not collect statutory contributions or file tax forms - it provides the on-chain settlement rail. Clean separation of responsibilities, audit trail end-to-end.

AI-native, automated compliance.

Next-generation compliance technology that scales with your business.

Explainable AI (XAI)

Instead of just flagging transactions, we use AI to generate plain-language, audit-ready reports explaining the reasoning behind each flag, speeding up investigations.

Modular "SR3" Stack

Four integrated, customizable modules - Screening, Reasoning, Reporting, and Research - covering the full compliance workflow.

Speed to Value

Designed to be deployed in hours rather than weeks, offering faster integration than legacy compliance tools.

Built for the on-chain reality
and regulator expectations.

A compliance layer that meets blockchain at full speed - and meets regulators with the audit trails they need.

Built for the modern on-chain economy

Multi-Chain & Real-Time

Real-time monitoring across various blockchain networks, allowing compliance to keep pace with high-volume, cross-chain activity.

Proactive Risk Management

Move beyond manual reviews to automated, proactive compliance, reducing the need for massive manual compliance headcount.

Transparency and security

Data Provenance

We ensure data is verifiable, using ZK-proofs to maintain compliance without compromising privacy.

Regulatory Ready

Built to generate comprehensive audit trails, making it easier for institutions to meet regulatory scrutiny.

Compliance is not a feature.
It's the foundation.

Every layer of MYRT - from issuance to settlement to redemption - is designed for regulated environments and audited operations. Built in Malaysia, for the rails that Malaysia is building.